Advantage Network 1000
Best for shoppers who expect to stay with Ameritas network dentists and want the lighter $1,000 plan family.
- Annual max: $1,000
- Dentist access: Network-focused
- Preventive: 100%
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Ameritas Dental Indiana
Ameritas dental plans in Indiana with current no-waiting-period options.
Compare Ameritas dental plans in Indiana, including the current public-grid no waiting period options, $1,000 and $2,000 annual maximum plan families, and network-versus-any-dentist choices. This guide helps Indiana individuals and families review Ameritas PPO dental coverage, preventive benefits, and restorative timing before applying.
Quick Fit
Start with the four Ameritas plan lanes, not the tiny print.
Each plan family uses the same core setup: a $50 deductible, preventive care at 100%, and no waiting-period line in the current public table. The biggest decision is whether you want the tighter network lane or the broader any-dentist lane, then whether the $1,000 or $2,000 annual maximum makes more sense for the kind of care you expect to use.
Advantage 1000 Plan
Same $1,000 family, but built for shoppers who want the freedom to use any dentist and still use the network for extra savings.
- Annual max: $1,000
- Dentist access: Any dentist
- Preventive: 100%
Advantage Plus 2000 Network
The stronger network-first version if you want the higher $2,000 annual maximum and richer restorative timing.
- Annual max: $2,000
- Dentist access: Network-focused
- Preventive: 100%
Advantage Plus 2000 Plan
The broader any-dentist version of the $2,000 family for shoppers who want more flexibility without dropping into the lower max lane.
- Annual max: $2,000
- Dentist access: Any dentist
- Preventive: 100%
Easy View Table
The old Ameritas comparison table, reorganized so the important rows are easier to scan.
Instead of leading with every service line, this table keeps the first-pass questions together: who the plan is built for, how dentist access works, the annual maximum, and the common up-front cost details most shoppers ask about first.
| Compare | Advantage Network 1000Apply now |
Advantage 1000Apply now |
Advantage Plus 2000 NetworkApply now |
Advantage Plus 2000Apply now |
|---|---|---|---|---|
| FIT Best fit | Network-first shoppers who want a lighter annual maximum. | Shoppers who want the $1,000 family with broader dentist flexibility. | Network-first shoppers who want the richer $2,000 family. | Broader dentist choice with the higher $2,000 annual maximum. |
| NW Dentist access | Designed for members who expect to use an Ameritas Dental Network provider. | Use any dentist, with added savings when you use an Ameritas Dental Network provider. | Designed for members who expect to use an Ameritas Dental Network provider. | Use any dentist, with added savings when you use an Ameritas Dental Network provider. |
| MAX Annual maximum | $1,000 calendar year benefit | $1,000 calendar year benefit | $2,000 calendar year benefit | $2,000 calendar year benefit |
| DED Deductible | $50 basic and major deductible | $50 basic and major deductible | $50 basic and major deductible | $50 basic and major deductible |
| WAIT Waiting periods | No waiting periods shown in the current public grid. | No waiting periods shown in the current public grid. | No waiting periods shown in the current public grid. | No waiting periods shown in the current public grid. |
| FEE Enrollment fee | No | No | No | No |
| PREV Preventive care | Exams, cleanings, bitewing X-rays, fluoride under 16, and sealants under 16 at 100%. | Exams, cleanings, bitewing X-rays, fluoride under 16, and sealants under 16 at 100%. | Exams, cleanings, bitewing X-rays, fluoride under 16, and sealants under 16 at 100%. | Exams, cleanings, bitewing X-rays, fluoride under 16, and sealants under 16 at 100%. |
This summary is organized from the current public Ameritas grid shown on the Indiana site. Review the official benefit summary before enrolling if you need full policy language.
Restorative Timing
Where the $2,000 family separates itself most clearly.
The easiest way to understand the lineup is to group the two $1,000 plans together and the two $2,000 plans together. The biggest difference is how fast the Plus family steps up on fillings, simple extractions, and major work.
| Service timing | Advantage 1000 familyQuote this family |
Advantage Plus 2000 familyQuote this family |
|---|---|---|
| FILL Fillings | Day 1: 50% After Year 1: 80% |
Day 1: 50% After Year 1: 80% |
| EXT Simple extractions | Day 1: 15% After Year 1: 50% After Year 2+: 50% |
Day 1: 50% After Year 1: 80% After Year 2+: 80% |
| MAJ Major services | Day 1: 15% After Year 1: 50% After Year 2+: 50% |
Day 1: 50% After Year 1: 80% After Year 2+: 80% |
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