2024 Updates

Five insurers will sell Obamacare plans in Indiana. The three remaining carriers in the Indiana individual health insurance market for 2024 will be Anthem, CareSource, Ambetter, Cigna, and United Healthcare. All carriers will offer HMO, EPO, and PPO plans with narrow and broad networks of doctors and hospitals.
Ambetter has an H.S.A. approved policy available, which is a big deal for clients who wish to leverage the H.S.A. tax advantages. In most situations, we will gravitate towards Ambetter as the recommendation for our clients who choose to stay on an individual ACA compliant plan for 2023. CareSource has historically used a smaller network of providers and their complaint ratios with the Department of Insurance (DOI) are the highest on the DOI’s Complaint Index for 2022.