Independent help for Indiana residents comparing individual, family, short-term, dental, and Medicare coverage.

(855) 847-7020 help@ihealthagents.com
Indiana Health Agents
Talk To An Agent Compare Plans
Current Indiana Marketplace carriers: Anthem Ambetter CareSource
Home › Individual Health Insurance › CareSource › Insurance Plans

CareSource Marketplace Plans

2026 CareSource Indiana ACA lineup at a glance

CareSource's 2026 Indiana marketplace lineup is broader than many shoppers expect: Bronze, Silver, Gold, and Platinum all appear in the official state marketplace content, with HSA-compatible Bronze and chronic-condition-oriented richer designs in the upper tiers.

Start an Indiana quote Back to carrier guide Talk with Indiana Health Agents

2026 Plan Lineup

2026 CareSource Indiana ACA lineup at a glance

CareSource's official Indiana marketplace page emphasizes Bronze, Silver, Gold, and Platinum choices, optional adult vision and fitness, $0 telehealth on non-HSA designs, and HSA-compatible Bronze options. Confirm your county, plan documents, and benefit-at-a-glance page before enrolling.

Plan Metal Network Deductible Out-of-pocket style Primary care Specialist Urgent care Emergency room HSA Best fit
CareSource Bronze Bronze CareSource Marketplace network by county Highest deductible tier; HSA-compatible options Highest day-to-day exposure in the lineup Low-premium first; many non-HSA benefits still compare well Varies by specific 2026 plan Bronze HSA designs keep more member cost in play early, but urgent care is still usually cheaper than ER Emergency care is covered, but Bronze carries the highest deductible exposure in the CareSource lineup Yes, Bronze is the main HSA lane Lowest premium and HSA-compatible shopping
CareSource Silver Silver CareSource Marketplace network by county Mid-tier deductible with CSR variants Usually the best practical value with CSR Silver often balances low copays and subsidy value Varies by specific 2026 plan Usually easier to use than Bronze HSA designs Emergency care is still meaningful, but Silver usually feels easier than Bronze once CSR improves the design Usually no Subsidy shoppers and balanced everyday use
CareSource Gold Gold CareSource Marketplace network by county Lower deductible than Bronze or Silver Lower routine-care exposure Built for steadier healthcare use Varies by specific 2026 plan Usually easier to budget than Bronze Gold trims deductible shock more than Bronze or Silver when ER care is needed No Regular care and higher expected prescription use
CareSource Platinum Platinum CareSource Marketplace network by county Richest benefit lane Lowest cost-sharing emphasis in the lineup Designed for chronic-condition and high-use needs Varies by specific 2026 plan Typically the easiest high-use lane to budget Platinum offers the richest ER cost-sharing position in the lineup No Members with chronic-condition or very high-use needs

Last reviewed against official carrier and marketplace materials on May 2, 2026. Availability, premiums, subsidies, networks, formularies, and exact cost sharing vary by county.

Plan Cards

Use the plan lane that matches how you expect to use coverage.

These plan cards are built to make the first comparison faster. Use them to sort by deductible tolerance, routine care expectations, subsidy fit, and whether HSA eligibility matters in your county.

HSA lane

CareSource Bronze

CareSource Bronze is the Indiana lane to check first if your top goals are lower premiums and HSA compatibility.

Metal level Bronze
Network CareSource Marketplace network by county
Deductible Highest deductible tier in the CareSource lineup
Out-of-pocket max Highest everyday exposure in the lineup
Primary care Lower premium comes first; cost sharing varies by design
Specialist visit Bronze HSA designs usually leave more specialist cost share after the deductible than the richer tiers
Emergency room Emergency care is covered, but Bronze carries the most deductible exposure in the lineup
Urgent care HSA Bronze can apply more cost share before deductible
HSA-eligible Yes, CareSource says all Bronze plans are HSA-qualified
Best fit Lower-premium shoppers and HSA-minded households
CSR lane

CareSource Silver

CareSource Silver is the natural shortlist for shoppers who may qualify for cost-sharing reductions and want a plan they can actually use throughout the year.

Metal level Silver
Network CareSource Marketplace network by county
Deductible Mid-range deductible with CSR versions
Out-of-pocket max Usually strongest practical value when CSR applies
Primary care Silver is where low copay positioning matters most
Specialist visit Many Silver designs position specialist care better than Bronze, especially once CSR lowers member costs
Emergency room Silver usually makes ER exposure easier to absorb than Bronze, especially on CSR-enhanced versions
Urgent care Generally easier to use than Bronze HSA designs
HSA-eligible No
Best fit Subsidy-aware households with average or above-average use
Lower deductible lane

CareSource Gold

CareSource Gold is built for members who expect more regular appointments, ongoing medications, or just want more predictable out-of-pocket costs.

Metal level Gold
Network CareSource Marketplace network by county
Deductible Lower than Bronze or Silver
Out-of-pocket max Lower routine-care exposure
Primary care More favorable for regular appointments
Specialist visit Better for repeat specialist use than Bronze or Silver because the deductible is lower
Emergency room Gold reduces deductible shock more than Bronze or Silver when ER use happens
Urgent care Typically easier to budget than Bronze
HSA-eligible No
Best fit Higher-use households and regular prescription users
Richest benefit lane

CareSource Platinum

CareSource Platinum is the top-end Indiana marketplace lane for members who know they will need richer coverage and frequent ongoing care.

Metal level Platinum
Network CareSource Marketplace network by county
Deductible Richest deductible position in the lineup
Out-of-pocket max Lowest cost-sharing emphasis in the lineup
Primary care Designed for frequent, ongoing use
Specialist visit Best lane for frequent specialist use and chronic-condition follow-up in the CareSource family
Emergency room Platinum is the richest ER lane in the lineup, with the lowest cost-sharing emphasis
Urgent care Usually the easiest lane to budget for high users
HSA-eligible No
Best fit Chronic-condition or very high-use households

Compare Closely

What to verify before you enroll.

  • Compare whether you prefer an HSA-compatible design or lower first-visit copays.
  • Review county availability before assuming a plan is offered where you live.
  • Check prescription tiers and any condition-focused plan designs if you have ongoing medication needs.

Need help deciding which CareSource Marketplace plan lane belongs in your final shortlist?

Use the Indiana quote link when you are ready to compare actual pricing, or talk with an Indiana agent first if you want help narrowing the right plan tier before you apply.

Start an Indiana quote Talk with Indiana Health Agents

CareSource is leaving Indiana’s marketplace after 2026. Announced May 15, 2026: about 60,000 Hoosiers on CareSource plans need a new carrier for January 1, 2027. Do not rely on automatic mapping - it ignores your doctors and prescriptions. Compare Anthem, Ambetter, UnitedHealthcare, and new entrant AmeriHealth Caritas during open enrollment. We do this comparison free.

Top 2026 CareSource plans - details and ratings

CareSource holds the highest CMS quality rating among Indiana marketplace carriers (4 stars) and sells statewide - and 2026 is its final year. Every current member needs a replacement plan for 2027. Figures are single, in-network, 2026.

Star ratings are seeded from public ratings and complaint data and adjust as visitors rate each plan - and ratings from departing members genuinely help others compare.

CareSource Low Premium Bronze 10600 $25 Generic DrugsBudget

The lowest-premium lane - deductible equals the out-of-pocket cap.

Metal level
Expanded Bronze
Network
CareSource Marketplace
Plan type
HMO
Deductible (single)
$10,600
Out-of-pocket max (single)
$10,600
HSA-eligible
No

Rate this plan

Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.

Baseline: 3.5 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.

Cost4.0 baseline
Plan Value4.0 baseline
Customer Service3.0 baseline
Network Size3.0 baseline
Thanks - your review has been submitted.

CareSource HSA Eligible Bronze 6000HSA-Eligible

HSA-qualified bronze with a notably low out-of-pocket cap.

Metal level
Expanded Bronze
Network
CareSource Marketplace
Plan type
HMO
Deductible (single)
$6,000
Out-of-pocket max (single)
$7,250
HSA-eligible
Yes

Rate this plan

Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.

Baseline: 3.5 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.

Cost4.0 baseline
Plan Value4.0 baseline
Customer Service3.0 baseline
Network Size3.0 baseline
Thanks - your review has been submitted.

CareSource Low Premium Silver 6200 $3 Generic Drugs

Budget silver with $3 generics.

Metal level
Silver
Network
CareSource Marketplace
Plan type
HMO
Deductible (single)
$6,200
Out-of-pocket max (single)
$9,800
HSA-eligible
No

Rate this plan

Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.

Baseline: 3.5 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.

Cost4.0 baseline
Plan Value4.0 baseline
Customer Service3.0 baseline
Network Size3.0 baseline
Thanks - your review has been submitted.

CareSource Silver 6000 $20 Generic Drugs

The standardized silver design.

Metal level
Silver
Network
CareSource Marketplace
Plan type
HMO
Deductible (single)
$6,000
Out-of-pocket max (single)
$8,900
HSA-eligible
No

Rate this plan

Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.

Baseline: 3.5 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.

Cost4.0 baseline
Plan Value4.0 baseline
Customer Service3.0 baseline
Network Size3.0 baseline
Thanks - your review has been submitted.

CareSource Gold 2000 $15 Generic Drugs

The standardized gold design - final-year offering.

Metal level
Gold
Network
CareSource Marketplace
Plan type
HMO
Deductible (single)
$2,000
Out-of-pocket max (single)
$8,200
HSA-eligible
No

Rate this plan

Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.

Baseline: 3.5 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.

Cost4.0 baseline
Plan Value4.0 baseline
Customer Service3.0 baseline
Network Size3.0 baseline
Thanks - your review has been submitted.

We have not found enough verifiable public member commentary on CareSource in Indiana to quote fairly - your rating above genuinely helps the next shopper.

CareSource rate filing history (Indiana DOI)

Average individual-market changes filed with the Indiana Department of Insurance - not your personal premium:

Plan yearRequestedApprovedNote
2019+5.4%79 counties
2020+4.9%92 counties
2021+4.3%
2022-0.1%
2023+9.5%
2025+2.3%
2026+29.7%+29.7%Approved as filed; final year
2027n/an/aExiting the Indiana marketplace
2024 (statewide)+2.1%Final weighted
2025 (statewide)-1.3%Rates fell
2026 (statewide)+32.3%+27.2%IDOI final; enhanced-subsidy expiration
2027 (statewide)+18.9-19.3%pendingPreliminary

Sources: Indiana Department of Insurance annual Rate Watch filings and ACA Signups Indiana tables. Figures are market averages, not your personal premium; subsidies can absorb much of an increase.